Frequently asked questions
Frequently asked questions
At Inversiones Ibéricas, we understand that making important decisions requires clarity. That is why we have compiled the most frequently asked questions from our clients, organised by service area. If you have a specific query, you can contact us directly.
Personalised financing
Can I access financing if I have debts or am listed on ASNEF?
– Yes, we analyse each case individually. We offer private financing options that do not require a bank credit score.
What is the minimum and maximum amount that can be requested?
– From €10,000 to €6,000,000, depending on the profile and type of financing.
Do you offer mortgage loans without a bank tie-in?
– Yes, we offer private mortgages for businesses and individuals, with no need to take out other products.
Can I consolidate several debts into a single payment?
– Yes, we offer consolidation solutions with terms tailored to the customer’s ability to pay.
How long does the process take from application to approval?
– In many cases, less than 72 hours if the documentation is complete.
Consulting for businesses
In what cases do you recommend liquidating a company?
– When the business is not viable or there are serious corporate or financial conflicts. We always evaluate each case based on legal and viability criteria.
Can you negotiate directly with creditors or financial institutions?
– Yes, we act as intermediaries with banks, suppliers and public bodies to restructure debts or seek agreements.
Do you work with freelancers as well as SMEs?
– Yes, many of our clients are self-employed individuals who need to protect their assets or reorganise their business.
Do you manage public aid or subsidies?
– Yes, we help identify, apply for and justify subsidies that may benefit the business.
What type of asset protection do you offer?
– We analyse legal and tax structures to protect personal assets from potential business risks.
Comprehensive property management
Do you only work with large properties or also with residential properties?
– We manage everything from individual homes to complex assets, always with a professional and personalised approach.
What does the property marketing service include?
– From defining the strategy and marketing to negotiating and closing the contract.
Can I entrust you with my property on an exclusive basis?
– Yes, we work with exclusive operations to ensure more effective and discreet management.
Do you also manage rentals, not just sales?
– Yes, we offer comprehensive management for both rentals and sales, including renegotiations and renewals.
How do you access the right demand for each property?
– We have a qualified database, strategic alliances and intensive commercial experience in different segments.
Strategic real estate investments
What type of off-market assets do you manage?
– From residential and commercial buildings to land in strategic locations, with confidential conditions.
How do you guarantee the profitability of an investment?
– We carry out a comprehensive technical, financial and legal analysis, including return and Capex estimates.
Can I access opportunities if I am a private investor?
– Yes, provided that the client’s profile is suitable for the type of transaction. There are options for different investment levels.
What is a sale and leaseback transaction?
– It is a sale with a subsequent lease agreement. The seller becomes the tenant and obtains immediate liquidity.
Do you work with international investors?
– Yes, we advise clients from Europe and other regions who are looking to invest in the Spanish property market.
Professional valuation and appraisal
What is the difference between an appraisal and a valuation?
– An appraisal is legally valid for certain procedures. A valuation is a professional estimate, useful for strategic decisions.
What types of reports do you offer?
– Expert reports, market rent assessments, mortgage valuations, accounting and tax valuations.
Are your reports accepted by banks and insurance companies?
– Yes, our reports comply with international regulations and are valid for financial institutions.
How long does it take to deliver an appraisal?
– It depends on the type of property and documentation, but in general it takes between 3 and 7 working days.
Can I request only a valuation without contracting other services?
– Yes, we offer the service independently and with total objectivity.
Land management and urban planning
How do I know if my land is developable?
– We carry out a comprehensive audit to determine the urban planning status and development potential of the land.
Do you also handle the paperwork with local councils and public bodies?
– Yes, we accompany you throughout the technical, legal and administrative process.
What are the phases of urban planning management for land?
– Feasibility studies, planning, paperwork, marketing and, if applicable, sale or development.
What type of land do you have in your portfolio?
– Developable land, finalised or in development phases, with direct sales mandates throughout Spain.
Can I request a no-obligation study to assess my land?
– Yes, we offer preliminary studies to assess feasibility and define the most appropriate strategy.
